Privacy Policy

Privacy Policy at Loan EMI Calculator
Table of contents

Introduction to Privacy Policy

Loan EMI Calculator is firmly committed to protecting and respecting the privacy of its customers and their end-users. We are mindful and compliant with applicable laws and regulations of data collection and processing in accordance with global data privacy, data security and EU General Data Protection Regulation (GDPR) guidelines. This Privacy Policy outlines our treatment of your personal information that is either voluntarily obtained from you, sourced from third parties, or automatically collected.

ā€œLoan EMI Calculatorā€ means and includes ā€œhttps://loanemicalculators.comā€, all micro sites, print media and any other media that is currently hosted (or to be hosted) by Loan EMI Calculator on social media platforms such as Facebook, YouTube, WhatsApp, Instagram etc. This Privacy Policy applies to information we collect from all these sources, our website, mobile sites, applications (ā€œappsā€), conferences, events, and electronic newsletters or communications that link to this Privacy Policy.

Applicability of Privacy Policy

If you have voluntarily submitted personal information to the Loan EMI Calculator through registration, email, or any other means, you will be deemed a user of the Loan EMI Calculator and all terms of this policy will apply to you in its entirety.

Some terms of this Privacy Policy may also apply to persons who are casually browsing the site and do not actually avail of any services or voluntarily furnish us with personal information. Such persons are requested to read the policy in its entirety and in case of any reservations, may reach out to our grievance officer, contacts of whom are furnished at the end of this document. As an additional measure, such casual browsers may also use the ā€˜clear cookieā€™ functionality in their browser setting.

Information we collect

As with many other websites, we collect and use information contained in the database. The information in the log file includes your IP (Internet Protocol) address, your ISP, the browser you use to visit our website (such as Internet Explorer or Firefox), the time you visited our website and the length of time you stayed with us. We may collect following information

  • name and job title
  • contact information including email address
  • demographic information such as postcode, preferences and interests
  • other information relevant to customer surveys and/or offers

Use of Personal Information

The Loan EMI Calculator only collects personal information essential to offer service requested by you or that we have a legitimate reason to believe are of interest to you, to manage the relationships we have with our customers and partners, to perform activities based on your consent, and for regulatory purposes.

Personal information is typically used by us to

  • facilitate user registration on the Loan EMI Calculator, the verification of user identity and to prevent frauds.
  • enable the user to utilize our Loan EMI Calculator https://loanemicalculators.com) effectively by customizing it, making it more relevant and improving its functionality
  • delivering personalized information
  • contacting you for marketing any new products/services/events or as regards any changes on the Loan EMI Calculator or for your valuable feedback through e mail or other means.
  • Additionally, we may use anonymized aggregated data for business intelligence and analysis after you have added or updated your personal information and further, transfer such intelligence, research, or statistical data in an aggregated or non-personally identifiable form to our partners.

Your personal information may be shared with third party service providers who help us to manage services, products, or applications on our Loan EMI Calculator; for sending email messages on our behalf; processing payments; or serving, customizing, or delivering marketing. These third-party service providers are required to protect personal data entrusted to them and not use it for any other purpose than the specific service they are providing on our behalf.

We are not responsible for any information you choose to submit and make public through the interactive features of the Loan EMI Calculator. Such information may be accessible to other users, search engines, advertisers and any person who is a user of the Loan EMI Calculator.

The Loan EMI Calculator may also be linked to sites or apps operated by third parties, and may carry advertisements or offer content, special offers or applications developed and maintained by third parties. These third party linked services may use cookies to collect information about you and your use of these features. The Loan EMI Calculator does not exercise control over the privacy practices of any third-party sites that may be displayed as search results or when you click on advertisement or visit through links that may be provided from within the Loan EMI Calculator. We recommend that you read the privacy policy of those websites.

The Loan EMI Calculator will enable you to connect with our social media handles on Instagram, Facebook and others. These social media services may collect your IP address, the pages you are visiting on our site, and may set a cookie to enable the feature to function properly. The Loan EMI Calculator may in turn also collect information such as your user ID and/or username associated with that social media service. The social media service could additionally share with us information, such as your profile picture, or email address depending on your privacy settings on the social media service. When you access the Loan EMI Calculator through social media services or when you connect the Loan EMI Calculator to social media services, you are authorizing us to collect, store, and use such information and content in accordance with this Privacy Policy.

Our Loan EMI Calculator offers you many options to contact us, which invites you to send your feedback to a specified address. Using this feature will activate your email software, but we collect your personal data only to reply to queries. If you require any clarifications about the processing of your e mail and related personal data, please do include them in your message.

In the event of a business reorganization the ownership of your data may be transferred to another entity in accordance with law and your privacy rights would continue to be protected by such other entity.

The Loan EMI Calculator will use your personal information for legitimate purposes other than in the usual, necessary course of business either with your prior permission or when so mandated by the law.

Automatic tracking and Cookies

When you access our Loan EMI Calculator, our servers automatically record and recognizes your browser or device and the pages you visit through cookies (a type of software program) which are transferred to your device. Information stored through cookies is essential for technical administration of the Loan EMI Calculator, user administration and may also be utilized for identified business purposes such as targeted advertising and for analysis to show, among other things, trends, and behaviors.

Please note that we use cookies to store information such as your personal preferences when you visit our website. This is usually used for geo-targeting purposes or to display certain ads based on the particular website visited. We also use Google Analytics to collect visitor information (such as age, gender and preferences). Google, as a third-party service provider, uses cookies to serve ads on this website. Google uses DART cookies to serve ads to your users when they visit your site and other places on the Internet. Users can disable the use of DART cookies by visiting the Google Advertising and Content Network Privacy Policy.

If you wish to regulate cookie access when you browse the Loan EMI Calculator, you may change the cookie settings on your device or indicate your preferences in the cookie check box that will automatically pop up when you visit our site. You may choose to disallow non-essential cookies, though some features of the service being provided may not be available to you.

For more information on the nature/types of cookies and our use of them on the Loan EMI Calculator, please do refer to our cookie policy.

Links to Third Party Sites

Our websites contain links to other websites that are not owned or controlled by Loan EMI Calculator. These links do not imply endorsement by us to the sites and/or the products or services contained therein. Please be aware that we are not responsible for the privacy practices of other such websites or third parties. We encourage you to be aware when you leave our website and also read the privacy policies of each and every website that collects personal data.

Consent

By voluntarily giving us your personal information, you confirm you have read and agreed to the Loan EMI Calculator (https://loanemicalculators.com)ā€™s Terms of Use, the Privacy Policy, the Cookie Policy, and our General Disclaimer.

You agree and acknowledge that no wrongful loss emanates to you when we store, use, process and share your information in any/all manner as described herein and for any other legitimate purpose to facilitate continued access to relevant knowledge/information on health and wellness and for other allied services that the Loan EMI Calculator may provision for.

Sensitive personal information such as regarding your health or financials, will be collected sparingly, only to fulfil any contractual obligations as between you and the Loan EMI Calculator and/or explicit consent will be obtained before processing of any such information that you may voluntarily disclose.

Any representations as to a userā€™s age is taken at face value. In case of minors accessing the Loan EMI Calculator, we caution supervision by the person holding parental responsibility over the minor. We do not solicit or seek any information from minors. However, if we are made aware of such information being shared, the minor shall be un-subscribed, and all information supplied shall be deleted at the earliest.

Security and Protection

We are committed to ensuring that your information is secure. In order to prevent unauthorized access or disclosure, we have put in place suitable physical, electronic and managerial procedures to safeguard and secure the information we collect online but cannot guarantee complete security against unauthorized entry, software failure and hacking.

Verifying, modifying or deleting of personal data and Opt out

If you want to add, review, update or delete your personal information stored by the Loan EMI Calculator you can contact us via the email address shared below. In your email, clearly state the nature of your request (verifying, modifying, or deleting personal data shared on the Loan EMI Calculator) and include the URL of the webpages your request refers to. We may, however, retain prior records of your personal information for a time as may be mandated by law.

Should you prefer not to keep up to date with Loan EMI Calculator related news and services, please click on the ā€˜unsubscribe linkā€™ in any communications that you receive from us. Further, you may withdraw any prior consent given to us by contacting us on the email provided herein below.

We will update your preferences as soon as reasonably practical. However, do note, even if you use the opt out option, we will not be able to remove your personal information from the databases of affiliates, franchisees, or business partners with whom we may have already shared it, prior to the date of the opt-out request. Such withdrawal of consent/opt out may result in us not being able to provide you further services and facilities.

Can restrict the collection or use of your personal information

You may choose to restrict the collection or use of your personal information in the following ways:

Whenever you are asked to fill in a form on the website, look for the box that you can click to indicate that you do not want the information to be used by anybody for direct marketing purposes if you have previously agreed to us using your personal information for direct marketing purposes, you may change your mind at any time by writing to or emailing us at contact@loanemicalculators.com

We will not sell, distribute or lease your personal information to third parties unless we have your permission or are required by law to do so. We may use your personal information to send you promotional information about third parties which we think you may find interesting if you tell us that you wish this to happen.

You may request details of personal information which we hold about you under the Data Protection Act 1998. A small fee will be payable. If you would like a copy of the information held on you please write to contact@loanemicalculators.com

If you believe that any information we are holding on you is incorrect or incomplete, please write to or email us as soon as possible at the above address. We will promptly correct any information found to be incorrect.

Changes in Privacy Policy

Loan EMI Calculator reserves the right, in its sole discretion, to change, amend and/or change this Privacy Policy at any time without notice. Updates to this Privacy Policy will be posted here. All information that Loan EMI Calculator collects from you online is subject to our current Privacy Policy. We recommend that you periodically review this Privacy Policy to review any changes made. The emicaculator.net Privacy Policy was last updated on June 11, 2023. Your continued use of Loan EMI Calculator following the posting of such changes constitutes your acceptance of those changes.

Compliance with Laws

We are based at India and we conform to the laws and practices in India relating to data storage, data protection and privacy.

If any portion of this Privacy Policy agreement is deemed unlawful, void or unenforceable by any arbitrator or court of competent jurisdiction, this Privacy Policy as a whole shall not be deemed unlawful, void or unenforceable, but only that portion of this policy that is unlawful, void or unenforceable shall be stricken from this Privacy Policy.

All promises, agreements, representations and warranties (as may be changed by Loan EMI Calculator from time to time) in this Privacy Policy remain valid when you accept this Privacy Policy.

Privacy Policy and Terms of Use represents the entire agreement and agreement between you and Loan EMI Calculator regarding its terms and supersedes all other agreements, primarily understanding and/or representation of its content.

Contact us

For any grievances you may have in respect of the processing of your data or discrepancies in it please contact:

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